02. Private banking and investment services
Investment and ancillary services
investment advice, portfolio management, reception and transmission of orders, execution of orders, safekeeping and administration of financial instruments.
Conduct of business rules and investor protection
MiFID/MiFIR, client classification, suitability and appropriateness assessment, client information and product governance.
Contracts and economic terms
contractual documentation, costs and charges, fees, inducements, retrocessions and management of conflicts of interest.
Financial products and services
structuring, marketing and distribution of financial products and services.
Distribution models
networks of tied agents, intermediaries, distribution agreements and cross-border provision of services.
Business organisation and transformation
reorganisation of activities, service delivery models, business integration and regulatory adaptation of operating structures.